Our questionnaire asks you about your assets and liabilities, income and expenses, and ‘life goals’ so we can better target your financial roadmap.

We prepare financial statements that provide a ‘snapshot’ of your current financial position and asset allocation.

Using your financial snapshot (Net Worth/Cash Flow), we complete a realistic and comprehensive financial forecast — advising you on any modifications and/or contributions needed to achieve your goals.

We examine if you are properly diversified into the asset classes appropriate to your long-term investment return objectives and capacity for risk.

We go beyond analysis to help you implement appropriate investment strategies. We also will reach out to help you manage and coordinate other elements of your financial plan, including working with your tax accountant, attorney, and insurance professional.

Our ongoing management of your custom-built portfolio is designed to help you achieve your financial goals. GHPIA continually researches stocks, bonds, real estate investment trusts (REITs), mutual and exchange-traded funds to understand the opportunities and risks available in the marketplace.

We meet with you regularly to review your portfolio, and discuss significant changes in your goals, financial position, or the financial markets.

 
Financial Plan
The typical cost for a financial plan ranges from $2,500 to $5,000 based on the complexity of the plan. Financial plans are complimentary for GHPIA's asset management clients who pay standard management fees on $1 million or more of equity assets.
Portfolio Management
The fee structure for asset management services is based on the assets under management.

Our Process

Investment Philosophy

First Things First: Plan Ahead
A financial plan is a complex undertaking that, when done well, can provide a framework for achieving financial security. Your security. And while we think of it as a roadmap, the road we take to your financial future will change over time. We revisit and refine this plan with you on an ongoing basis.

With a plan, we seek to keep your income tax burden to the lowest level possible, and use leverage wisely. We offer advice designed to help protect your family from the financial risks associated with premature death, or loss of property, or work. We work with you to help meet your accumulation goals — whether it is for an education fund, buying a first or second home, building your investment portfolio, or simply taking a trip around the world.

Financial Planning Process:

Follow-Up

Our questionnaire asks you about your assets and liabilities, income and expenses, and ‘life goals’ so we can better target your financial roadmap.
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Next: Take Control of Your Wealth.
Once we have created a comprehensive financial plan, we begin our rigorous portfolio management process. GHP Investment Advisors (GHPIA) helps you choose from a wide range of investment tools. Since we are independent, we are free to consider all of the thousands of investment alternatives available today. We provide customized advice and management, tailored specifically to your individual situation, your investing goals, and your risk tolerances. Our investment strategy and distinct investment methodology are based on a custom asset allocation model that spreads your risks over a number of asset types. In developing your particular investment strategy, we take into account a number of factors including your investment goals, time horizon, liquidity needs, risk tolerance, tax impact, economic conditions, and international exposure.

We primarily use stocks, bonds, real estate investment trusts (REITs), and mutual and exchange-traded funds to create portfolios tailored to your return requirements and capacity for risk.
 
Follow-Up Portfolio Management Implementation Asset Allocation Forecasting Net Worth / Cash Flow Information Gathering