Your taxes. Your estate. Your insurance needs. All are important issues that must be planned for and managed in the same way that you manage your other investments. GHP Investment Advisors (GHPIA) understands this. We offer the following services on a fee-for-service basis, and depending on your equity assets under management, you may be eligible to receive an annual reimbursement allowance to help offset the cost of these services.

Income Tax Planning and Preparation
We work with your CPA to help you minimize your tax burden and leverage the right tax advantages for your investment situation.  A key resource is our affiliation with GHP Horwath, P.C., a member of The GHP Financial Group. Through GHP Horwath, we can offer comprehensive income tax planning and tax return preparation. Many of our current clients use GHP Horwath, which, like GHPIA, offers a comprehensive business advisory approach to serving its clients. And best of all, they are just down the hall from us, so a quick consultation on a particular issue can take place at a moment’s notice. If you already have an established relationship, we will work directly with your existing accountant.

Estate Planning Considerations
We work to help you reduce the financial burden on your loved ones in the event of your demise through proper estate planning that covers the transfer of assets, care of minors, charitable bequests, final heirs, and more. As part of the GHPIA financial planning process, we review your estate documents.  If changes are required, we will work directly with your attorneys so that the proper documents are drafted on your behalf.

Insurance Issues
We provide an independent assessment of your insurance needs — we do not sell insurance or make any commissions on these product sales. We will help you find an insurance professional or work with your existing representative to seek to obtain appropriate insurance — no more or no less than what you really need.